How about solving the financial crisis with a lottery?

Sell lottery tickets backed by the toxic assets.

The payout has got to be better...

So coming down to Louisiana on the plane a trader sitting next to me thought that "paying off the mortgages" and replacing them with a new bright and shiny standard mortgage like the 40 year one at 4% that Cramer suggests would be a good way to get out of this mess -- canceling out the "Collateralized Debt Obligations" in the process.

Someone needs to put all the financial instruments up on the web so we can see what is meant by toxic -- suffice it to say that some of us might just be willing to buy the underlying property.